![]() You now know the concept behind 2FA, but we haven’t yet talked about how it actually works in practice. How does 2FA work? Is it a hassle to use? You can read the full report here if you like, but for our purposes, all you really need to know is that the team found this:īased on our studies, your account is more than 99.9% less likely to be compromised if you use MFA. In July, the Microsoft Azure Active Directory team published a report based on their experiences defending against hundreds of millions of password-based attacks a day. In May, the Google Security blog ran a post that showed that using on-device prompts (a simplified form of 2FA), “ helped prevent 100% of automated bots, 99% of bulk phishing attacks and 90% of targeted attacks.” Last year, both Google and Microsoft published reports showing that 2FA, while not a perfect shield against attacks, is incredibly effective against automated attacks. This sounds promising, but does the hassle of having to use 2 factors all the time produce any benefits in the real world? He would also need your PIN or password to get at your money. ![]() Because ATMs use 2FA, he still can’t steal your money because the card is only one factor.
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